Speed is the Key – and the Clock is Ticking towards T+1

From October 2027, the settlement cycle in Europe will be shortened from T+2 to T+1. What seems like just a one-day difference will have a major impact on the entire transaction processing value chain.

Why start now?

Less time = more pressure: One day less means stricter deadlines, a higher risk of errors, and greater exposure to settlement failures and penalties.
Impact across the entire chain: From front to back office, IT, risk, legal, and operations—everyone needs to be prepared.
CSDR keeps it sharp: Strict settlement discipline is already law. T+1 will only accelerate this.

ESMA’s Timeline – Your Action Plan

Phase, Timeline, What This Means for You

• Preparation, 2025–2026, Analyse legislation, processes, bottlenecks; project kick-off
• Testing, 2026–2027, End-to-end testing, system validation, migration plan ready
• Implementation, October 2027, Go-live migration, full-scale monitoring, fallback plans

A successful transition requires collaboration both within and beyond your organisation.

Mylette & T+1 – From Insight to Implementation

Mylette supports you in executing a structured and controlled transition to T+1 through the following steps:

• Impact analysis of processes, IT, legal, and risk
• Embedding in non-financial risk management
• Practical translation of legislation into workable solutions
• We combine deep market expertise with strong implementation capability. Not theoretical advice, but hands-on support.

About Mylette

We provide Consulting, Solutions & Services for the financial sector. Mylette’s roots lie in trading & settlement, and our strength is in translating complex regulation into practical application.

• Client-focused
• Operationally strong
• Risk-based approach

Are You Ready for T+1?

Download the whitepaper

Schedule a free intake or contact us to learn more about our services.